Looking for the ultimate gift? Tip: It’s not a puppy!

No one likes to think about offensive topics. Like getting older. I can’t care about myself. The ultimate loss of dignity! Especially if the centerpiece is us, in this case you, we are in the midst of the worst pandemic of our lives. But it’s also literally the best time to consider and deal with what we all are facing. What if I can’t take care of myself? Eat, go to the bathroom, take care of your daily life. Except when you can’t. There is a reason why there is no long-term care parlor game. The subject is too strict. But something happens! And there are times when everyone has to take that into account. Like now. Most focus on the general coverage period of health insurance, which reduces both the needs, problems, and emotional and financial costs of loved ones for those who do not want to be a financial burden to their loved ones. It’s also time to think about ways.

The federal government has provided long-term care insurance to workers and military personnel for many years. The idea is that people can generally register for a reasonable group rate rather than buying a single policy. However, in recent years, the premiums for long-term care insurance nationwide have risen significantly. People live long and need services. Enter FLTCIP 3.0, which became available to federal and military personnel last month. It is managed by an LTC partner on behalf of John Hancock. And that’s the subject of today’s episode of Your Turn (10 am EST), which is streamed here or on radio in the DC area at 1500 am. My guest is Joan Melanson, the top official of LTCPartners, who will explain how the program works and what to consider.

Lots of questions. This includes Medicare’s role in managing service costs, managing future premium increases, and paying for LTC needs. (Simple answer: there is no one!)

If you have any questions about the new LTC program, please send them to me before showtime.

Here are some of the questions we answer:

  • With the advent of COVID, there is a new interest in healthcare. What does this mean for long-term care, especially for the Federal Long-Term Insurance Program (FLTCIP)?
  • What about long-term care facilities and the occurrence of COVID? How does this affect LTC?
  • Where are most of the benefits of FLTCIP used? What are the numbers?
  • Can you believe this year is also the so-called Federal Welfare Open Season? Where does the time go? So is there anything new to share?
  • What about this new 3.0 option for the Federal Long-Term Care Insurance Program? What’s New?

You’ll also get numbers and $$ information about the benefits, costs, duration of benefits, and best options that LTC people use most. It’s certainly not a fun theme, but it can save a lot of sadness and money for your family in the future. One of those subjects that is worse than thinking about it is only not thinking about it!

Almost useless factoid

By Alazar Moges

Hawaii is the only state in the United States free of rabies. Resident pets do not need to be vaccinated against rabies. To prevent rabies from entering the state, current legislation requires dogs, cats, and carnivores to complete rabies quarantine for 120 or 5 days or less. The law also requires users of quarantine facilities to pay the full cost of the rabies quarantine program. General financial resources (taxpayer funds) cannot be used to carry out this program.

Source: Hawaii Government

Looking for the ultimate gift? Tip: It’s not a puppy!

Source link Looking for the ultimate gift? Tip: It’s not a puppy!

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