Florence, South Carolina 2021-09-24 20:17:32 –
(WJW) — How do you plan and fund your holiday shopping?
Wal-Mart abolished the reserve plan just before the holiday shopping season on Friday and replaced it Plan to buy now and pay later Affirm in partnership with a lending company.
With total sales of $ 559 billion in 2020, the company says this reserve alternative allows customers to buy products quickly and pay over time.
What items can I buy with this new plan?
“I learned a lot over the past year as customer needs and shopping habits have changed. Last holiday season, most stores were seasonal, with the exception of some jewelry items. We’ve removed the limited layaway. From what we’ve learned, we’re confident that our payment options will provide the right solution for our customers, “says the store. In the statement.
Target categories include electronics, toys, and homes. Items not covered include alcohol, gasoline and pet supplies. For a complete list of categories click here..
How long do you need to pay it off?
It depends on the contents of the cart. If your cart totals between $ 144 and $ 799.99, you may be able to raise funds for your purchase over a period of three, six, or twelve months. For $ 800- $ 2,000 carts, you may be able to raise purchase funds for 12, 18, or 24 months. All payment options are eligible for eligibility.
Where can I pay?
You can pay or schedule at affirm.com Or with the Affirm app for iOS or Android.
How much is my annual rate?
Zero Percent APR is a limited-time promotional loan for specific Walmart.com products only. For other items, the APR rate will be between 10% and 30% depending on your credit and will be displayed when you check out with Affirm.
Walmart scrapping layaway; here’s what’s replacing it Source link Walmart scrapping layaway; here’s what’s replacing it